The policy answer now comes with the rate.
Charli already told you which lenders fit. Match adds what they charge, a live Open Banking rate on every row, badged by where it came from.
Included on every plan. Rates sourced from the Consumer Data Right product APIs.
| Lender | Rate · comparison* | On policy |
|---|---|---|
| Bank Australia | 5.88% · 6.21%* | “Individual self employed Last two consecutive years tax…” |
| Bendigo Bank | 5.89% · 6.02%* | “Self Employed: Accept one year of self employed…” |
| AMP | 6.38% · 6.38%* | “Self employed (sole trader/ partnership/ company/ trust…” |
| Heritage | 6.49% · 6.49%* | “Self employed Individuals who rely on their own…” |
Self-employed, 12 months ABN, 90% LVR, owner occupier: the lenders that clear every test, lowest rate first.
Rate · comparison rate*: each lender's lowest published variable rate for the scenario's loan purpose, repayment type and LVR, from Open Banking (CDR) product data, checked daily. General information only, not an offer of credit or a recommendation. *Comparison rate: a single rate that combines the interest rate with most upfront and ongoing fees and charges, to show the cost of a loan. Each is published by the lender and calculated on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Policy and price, in one answer
One table, not three tabs
Charli names the lenders that clear every test and Match prices them in the same table. No rate cards open beside the answer, no copying figures across.
The rate the lender publishes today
Rates come from each lender's own Open Banking product data, synced daily, so the number you quote is the one on the lender's books now, not the one you remember.
A file note that writes itself
Every rate sits beside its comparison rate and the date the lender published it, next to the policy wording that decided the fit.
A live rate on every row, not a separate screen.
Match runs inside Charli's DealFit table. The Live Rate column draws with the table and fills as the rates land, so the answer never waits on the slowest data holder.
- Rate, comparison rate and the upfront fee
- Badged by source, with the date the holder published it
- A lender floor is quoted where a product has no published rate
| Lender | Rate · comparison* |
|---|---|
| Firefighters Mutual Bank | 5.94% · 6.00%* |
| Teachers Mutual Bank | 5.94% · 6.00%* |
| Beyond Bank | 6.09% · 6.44%* |
First home buyer, 5% deposit, casual income: the lenders that clear every test.
Rate · comparison rate*: each lender's lowest published variable rate for the scenario's loan purpose, repayment type and LVR, from Open Banking (CDR) product data, checked daily. General information only, not an offer of credit or a recommendation. *Comparison rate: a single rate that combines the interest rate with most upfront and ongoing fees and charges, to show the cost of a loan. Each is published by the lender and calculated on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Narrow by LVR and purpose, sort by what you care about.
The full product panel opens from any answer. Filter to the LVR band and loan purpose of the deal in front of you, then sort by rate or comparison rate.
- LVR bands built from the data, never read off a tier name
- Owner occupier, investment, P&I and interest only
- Sort by LVR band, rate or comparison rate
Every number traces back to a published source.
Rates come from the lender's own Consumer Data Right product API, with the date the lender published them. Policy lines are quoted word for word from the lender's current policy. Put the two together and the answer is the file note.
- CDR product data, refreshed daily from every connected lender
- The publish date on every rate, the lender's exact wording on every policy line
| Lender | Rate · comparison* | On policy |
|---|---|---|
| Suncorp | 6.38% · 6.30%* | “Borrowing purpose may be Owner Occupied or Investment ¢…” |
| Health Professionals Bank | 6.54% · 6.76%* | “Purpose Purchase or refinance…” |
| ME Bank | 6.54% · 6.55%* | “Maximum LVRs based on loan purpose Interest Only Loans…” |
The client asked what it would cost. I turned the laptop around.
What it costs
Match is included on every plan. Nothing extra to buy, nothing extra to switch on.
Questions brokers ask about Match
Where do the rates come from?
From each lender's own Consumer Data Right product API, the same public data holders must publish under Open Banking. We record the date the lender published it.
How fresh are they?
Every connected lender is synced daily and the publish date is on every row, so a stale rate is visible, not hidden.
What if a lender publishes no rate for a product?
Match quotes the lender floor, the lowest rate they publish anywhere, and says so on the row.